Renting your home doesn’t mean your belongings are covered. If disaster strikes—like a fire, theft, or water damage—replacing your personal property can be costly. Renters Insurance from Joel T. Cheatham Insurance Agency offers affordable coverage to protect what matters most, from electronics and furniture to clothing and valuables.
While your landlord’s insurance covers the building structure, it doesn’t cover your personal belongings. Renters Insurance ensures you’re protected against:
Personal Property
Protects your belongings, including electronics, furniture, clothing, and appliances.
Liability Coverage
Covers legal and medical expenses if someone is injured in your rental home.
Loss of Use
Pays for temporary living expenses if you’re unable to stay in your rental due to a covered loss.
Renters Insurance is essential for anyone renting a home, apartment, or condo. Whether you’re a college student, a family, or a working professional, renters insurance offers peace of mind and financial protection.
A: Renters insurance covers personal property, liability protection, and additional living expenses if you’re displaced due to a covered loss.
Q: How much does renters insurance cost?A: Renters insurance is typically very affordable, with policies costing as little as $10–$20 per month depending on your coverage.
Q: Does renters insurance cover theft outside my home?A: Yes, most policies cover stolen items even if the theft occurs outside of your rental unit, such as in your car or while traveling.
Your belongings are worth more than you think—don’t leave them unprotected. Renters Insurance from Joel T. Cheatham Insurance Agency is an affordable way to safeguard your possessions and finances. Call us at 252-438-5111 or request a free quote online today!