Flooding can happen anywhere, and most homeowners insurance policies don’t cover flood damage. Whether caused by heavy rain, melting snow, or unexpected water surges, flooding can leave your home vulnerable. At Joel T. Cheatham Insurance Agency, we provide affordable and tailored flood insurance solutions to protect your property and your peace of mind.
Did you know that just one inch of water can cause thousands of dollars in damages to your home? Flood insurance offers critical protection that standard homeowners policies don’t cover. Here’s what flood insurance from Joel T. Cheatham Insurance Agency can include:
Structural Damage
Protects your home’s foundation, walls, and essential systems.
Personal Belongings
Coverage for furniture, clothing, and other personal items.
Affordable Options
Flexible policies tailored to fit your budget.
Flood insurance is a must-have for anyone who wants to safeguard their property from unexpected water damage. Even areas not classified as high-risk flood zones can experience significant flooding. Whether you’re a homeowner, renter, or landlord, flood insurance ensures you’re covered.
A: No, most standard homeowners policies exclude flood damage. You need separate flood insurance for full protection.
Q: How do I know if I need flood insurance?A: Flood insurance is recommended for anyone, regardless of flood zone. Speak with our agents for a risk assessment.
Q: What types of floods are covered?A: Flood insurance covers water damage from heavy rain, melting snow, hurricanes, and water surges.
Don’t wait for the next storm to hit—secure your home with flood insurance from Joel T. Cheatham Insurance Agency. Contact our team at 252-438-5111 or request your free quote online today.