(252) 438-5111 Henderson, NC

Google Reviews

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Scott Hughes

I've had to file 2 insurance claims and both were without any problems. They are professional and prompt. I highly recommend this agency!
Photo of Bailey Shaffer

Bailey Shaffer

Very fast and efficient service!
Fagan Goodwin was the agent who assisted me, and walked me through the whole process.
The F in Fagan should stand for FANTASTIC‼️
I can highly recommend Fagan and the Joel Cheatham Insurance Agency‼️ They saved me A LOT of money on my insurance needs‼️
Photo of Dan Van Kruiningen

Dan Van Kruiningen

Joel handled everything very quick, awesome service.
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Fishin Freenzy

great place to do business with and awesome staff. Kevin & Joel will look after you everystep of the way.
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Ken Patterson

This is by far the best insurance company I've ever dealt with. Always fast, always courteous. I would give them 6 stars if it were an option. Go see Kevin and his team for all your insurance needs.

Welcome to Joel T. Cheatham Insurance Agency - Since 1914

Happy Family

We are an Independent Insurance Agency, which means we have made available some of the best companies for your online quick quotes 

We service the Henderson, Vance County, Charlotte, NC areas,and throughout the state of NC. At Joel T. Cheatham Insurance Agency each one of our clients are given a dedicated team of experts that work together to proficiently address all your concerns.

We offer all types of Personal Insurance coverages to our clients in NC, including AutoHomeMotorcycleBoat & WatercraftFlood Insurance, and Life insurance.

Give one of our agents a call to save money on your business insurance. Some of our Commercial insurance coverages include Business Owners Packages (BOP), General Liability, Commercial Auto, Commercial Real Estate, and Contractors insurance

Let us help you cut your insurance cost! Just give us a quick call today at 252-438-5111 or submit one of our quick online quote forms - with the help of our dedicated business partners; we conveniently offer an entire solution for all your insurance and business needs.

Why Our Agency is the Ideal Choice

Friendly Customer Service

Joel T. Cheatham Insurance Agency is renowned for treating clients like family with our genuinely friendly customer service. Our team excels in offering personalized, clear guidance, making insurance approachable. We prioritize understanding and addressing client needs with warmth and patience. 

Experience and Knowledge

The Joel T. Cheatham Insurance Agency in Henderson, Vance County, Charlotte, NC transforms your insurance journey with unmatched expertise and experience. Our dedicated team simplifies complex choices, ensuring personalized coverage that fits your unique needs, with the assurance of our long-standing industry knowledge and commitment to excellence. 

Securing the Best Rates

At Joel T. Cheatham Insurance Agency, we tirelessly shop for the most competitive insurance rates, ensuring you get the best value without compromising on coverage. Our relentless pursuit is to find optimal, customized solutions that align with your budget and needs, while delivering peace of mind.